Pregnancy and Delivery Costs in Singapore
What you pay to give birth in Singapore depends mostly on where you deliver — cheapest in a subsidised public ward, most in a private hospital. The MediSave Maternity Package lets both parents pay much of the bill from MediSave, and every citizen newborn gets a S$5,000 MediSave grant.
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What giving birth costs in Singapore depends mostly on where you deliver — a subsidised public ward, a private room in a public hospital, or a private hospital. The good news is that the MediSave Maternity Package and the MediSave Grant for Newborns take a big bite out of the bill. Figures below are from the CPF Board and MOH, as of October 2026.
Roughly what a delivery costs
Actual bills vary by hospital, ward and whether the delivery is normal or caesarean. As a rough guide, from MOH’s published bill data:
Caesarean costs more than a normal delivery in every setting.
| Where you deliver | Typical cost (Singapore Citizen) |
|---|---|
| Subsidised public ward (C or B2) | ~S$1,300–S$2,600 |
| Private room in a public hospital (A) | ~S$6,000 |
| Private hospital | ~S$10,000–S$16,000 |
A caesarean costs more than a normal delivery in every setting. For your own estimate, use MOH’s hospital bill sizes tool and the hospital’s own maternity package prices.
The MediSave Maternity Package (MMP)
The MMP lets you pay pregnancy and delivery bills from your own and your spouse’s MediSave, at a MediSave-accredited hospital, up to these limits (CPF Board):
MediSave limits for the delivery procedure; the same in public or private hospitals. Source: CPF Board.
| Expense | MediSave limit |
|---|---|
| Pre-delivery care (scans, tests, consults) | up to S$900 |
| Vaginal delivery (normal) | S$1,120 |
| Vaginal delivery (assisted) | S$1,390 |
| Caesarean section | S$2,380 |
| Complicated caesarean | up to S$2,770 |
| Daily ward charges, first 2 days | up to S$1,130/day |
| Daily ward charges, 3rd day on | up to S$400/day |
Two things make a real difference: the limits are the same whether you deliver in a public or private hospital, and both parents’ MediSave can be used, which effectively doubles the delivery withdrawal if you need it. You can only claim the actual bill or the limit, whichever is lower.
The S$5,000 MediSave Grant for Newborns
Every Singapore Citizen baby born on or after 1 April 2025 receives a S$5,000 MediSave Grant, credited to the child’s own MediSave account at birth registration — no application needed. It helps pay for the child’s MediShield Life premiums and future healthcare.
A note on insurance
MediShield Life does not cover a routine delivery or a caesarean operation, so do not count on it for the birth itself. It does automatically cover your newborn from birth. Private-hospital maternity cover usually needs separate insurance arranged before pregnancy.
Support that offsets the cost
Beyond MediSave, subsidised public-ward patients can receive means-tested government subsidies on the bill, and the Baby Bonus Cash Gift and CDA add well over ten thousand dollars of support for the child’s early years. After subsidies and MediSave, many Singaporean couples delivering in a subsidised ward have close to zero out-of-pocket cost.
Related
General information, not medical or financial advice. Bill sizes and MediSave limits change — check the official CPF and MOH pages before you budget.
Sources
- What you need to know about the MediSave Maternity Package — Central Provident Fund Board (as of October 2026)
- MediSave Maternity Package — Made For Families (Government of Singapore) (as of October 2026)
- Healthcare financing (MediSave uses) — Central Provident Fund Board (as of October 2026)